Portfolio

Cloud-Based
Loan Management Software

Is legacy software slowing your financial institution’s progress? If you answered yes, it’s time to find a new software partner. At SCAD, we create custom systems that work like you do: Smarter, not harder. But don’t just take our word for it. Learn how this global financial institution reduced its lines of code from 1M to 400,000K, drastically improving the user experience and digitizing their enterprise.

The Challenge

  • Due to architecture limitations, the system had been installed at each branch, leading to multiple instances of the application.

  • The lack of a standardised, centralised system created multiple issues for the bank, from the difficulty of generating management reports, to security and compliance concerns.

  • The credit loan application was one of the most bandwidth hungry systems in the bank, leading to slow page loading and document uploads.

  • The bank needed to migrate the system to a more modern environment and create a centralized web-based system.

  • The bank also wanted to retain the User Interface (UI) to ease the transition and reduce the training overhead for the bank’s staff.

  • Speed of implementation and continuity of business operations was vital; the system was processing commercial loans across multiple business lines, to the value of millions of dollars per day.

The Solution

  • The original loan management software application comprised 1M lines of source code, with over 1,000 tables, 400 screens and 10 Terabytes of data. SCAD Software was able to re-design the existing application and reduce it to 400,000 lines of data.

  • The new centralized web-based system was rolled out to over 1,000 branches, in 14 countries within three months.

  • Following the initial roll-out SCAD Software worked with the bank on an ongoing basis, to keep the system up-to-date.

  • When the bank needed to update the application and make it cloud-ready, SCAD Software once again delivered the project within a period of months, on time and within budget.

Technical Highlights

  • Legacy System
  • 1,000 Tables
  • 10 Terabytes of data
  • 400 screens
  • 1,000,000 lines of source code
  • SCAD Software Re-Designed Application
  • 400,000 lines of source code
  • Same User Interface
  • Centralized web-based system
  • Phase Two
  • REST API Services
  • Bandwidth reduced by 25 times
  • Sub 2 second response times per page with 56k modem speed
  • Document upload speed 3 x faster

Legacy system updated and rolled out within three months for international bank

A complex business-critical enterprise application for a billion dollar commercial loan portfolio

SCAD Software helped an international bank to replace its legacy loan management system with a new web-based system. The project was built, tested, and rolled out to 1,000 branches, in 14 countries within three months, drastically faster than a predicted three-year timespan in alternative loan management software proposals.

Project Background

  • Since 2000
Since 2000, SCAD Software delivered a number of software development projects to a major international bank, including a business-critical loan management software application, used to approve and manage a multi-billion dollar commercial loan book spanning multiple lines of business.
  • 14 Countries
Following a merger, the bank needed to update and consolidate its legacy credit application management system, installed in over 1,000 branches across 14 countries.
  • Maintanence
After the successful completion of phase one, SCAD Software was engaged to maintain the system and ensure it was updated inline with regulatory requirements.
  • Upgrade
The bank once again turned to SCAD Software several years later, when they needed to update to a cloud-based loan management solution.
The advantage of the SCAD Software methodology is that it is easily configurable and flexible. We were able to get changes done easily and without any of the typical headaches that we experienced with other vendors. My advice to any potential client is that you are in extremely good & safe hands. SCAD operates with integrity and their ability to deliver and reputation precedes them in every respect.
General Manager,
Credit, Risk, Change & Systems, Major International Bank
Ready to learn how your organisation can

meet the digital demands
of today’s industry

© Copyright . | SCAD Software

Dawie Martins

Head of Client Success and Product Management

With an illustrious career spanning three decades, Dawie Martins has cultivated expertise in diverse technology-related businesses across various sectors, including Retail, Hospitality, and Consultancy. His journey, which has taken him from a developer's role to Product Management, uniquely positions Dawie to lead the charge in Customer Success and Product Management services for our clients. 

In his role as Head of Customer Success, Dawie operates at the intersection of commerce and technology. His mission is to ensure the seamless translation of commercial imperatives into highly effective software applications that not only meet but exceed the outcomes specified by our clients. 

For clients engaging SCAD Software to build applications destined for the market, Dawie and his team offer Fractional Product Management Services. They become invaluable partners in crafting and maintaining a product roadmap, assuming the mantle of the product champion within the client organization. This collaborative approach ensures that our clients' visions are realized efficiently and effectively. 

Dawie's wealth of experience and his dedication to driving success for our clients make him an indispensable part of SCAD Software's commitment to delivering excellence in every project we undertake. 

Shawn De Wet

Chief Technology Officer

Shawn De Wet brings to SCAD Software over two decades of unparalleled expertise in software systems delivery. His career exemplifies a relentless pursuit of problem-solving excellence and a commitment to end-user satisfaction, achieved through meticulous system architecture and design. Proficient in core enterprise ERP systems, Shaun's recent achievements stand as a testament to his prowess, including the conception and successful launch of two cutting-edge SaaS products on the robust Azure platform. 

While Shawn's professional accolades are impressive, his vitality extends beyond the confines of the office. An ardent lover of the outdoors, as evidenced by his passion for mountain biking, Shawn's dynamic and adventurous spirit infuses our technological endeavors with a fresh perspective and boundless energy. 

At SCAD Software, Shawn leads the charge in Operational Delivery of Client solutions. He heads the development team and works closely with our valued clients to ensure they realize their desired outcomes from our technology solutions. His commitment to excellence and customer satisfaction is a driving force behind our success. 

Andy Fensham

Founder, Chief Architect

Andy Fensham's journey is a testament to his unwavering commitment to reshape the software development landscape. With a background in global banking software consultancy, he founded SCAD Software in 1998 with a visionary goal – to address the mounting technical debt that was becoming a liability for businesses worldwide. 

Andy's unique blend of technical expertise and business acumen empowers our clients with pragmatic, robust software solutions that yield tangible results. Recognizing the risks posed by outdated software, he pioneered an innovative approach to custom software development, consistently delivering large-scale projects at an astonishing pace – 75% faster than traditional methods. 

Andy's dedication not only safeguards our clients' future but also cements SCAD Software's position as an industry trailblazer. He continues to lead our innovation roadmap, constantly seeking new ways to enhance our offerings with more examples of how we can turn “minutes to seconds”. 

Shaun Orpen

Group CEO

With an impressive career spanning over three decades in the Technology and Telecoms sectors, Shaun Orpen brings a wealth of experience to his role as Group CEO. His journey began with the groundbreaking entry of Microsoft Excel into the UK market, a stepping stone that eventually led him to play pivotal roles on the UK Executive Board during Microsoft's meteoric rise from £10 million to £1 billion in revenue. 

During his tenure at Orange, Shaun spearheaded the division responsible for catering to Small and Medium Businesses in the UK. Since then, he has continued to shape the success of a number of small and global technology enterprises, leveraging his strategic acumen and commercial leadership. 

Shaun's unwavering commitment to the convergence of technology and business is evident in his track record of elevating every organization he's been a part of. As the driving force behind SCAD Software's commercial endeavors, Shaun is leading our expansion across the UK, Europe, and the USA. 

His steadfast ethical stance, mirrored by his partner Andy Fensham, forms the bedrock of SCAD Software's principles, defining our approach to client interactions and business dealings. 

Stephen Moore

Chairman

Stephen Moore's illustrious career speaks volumes about his leadership capabilities. With a rich background spanning diverse industries such as Retail, Events, Technology, Telecoms, and Media, he has consistently demonstrated his ability to craft and execute growth, differentiation, and exit strategies in highly competitive markets. 

As the visionary Founder/CEO of multiple successful ventures, Stephen has guided five companies from their inception to remarkable exits and IPOs, including the noteworthy £117 million listing of Expocentric Plc on Techmark 2000. His track record extends beyond entrepreneurship; he has played a pivotal role in over 40 companies as a Non-Executive Director, Chairman, Consultant, and Advisor, raising more than £85 million in private and public markets. 

What sets Stephen apart is his global perspective, cultivated through extensive work in the UAE, US, Singapore, Hong Kong, and EMEA. This international experience enriches SCAD Software's strategic direction, making him an invaluable asset in our mission to navigate the complex landscape of digital transformation and empower our clients to achieve enduring success.